The short version: Lady Lake sits next to The Villages. Some streets are inside The Villages districts. Some are not. The monthly number changes with that line, not with the city name on the mailbox.
A Lady Lake closing
3 bed / 2 bath / 1,534 sq ft. Listed at $299,999, sold over asking at $307,000. Out-of-state seller reached Mo on Facebook. Read the case study.
Lake County tax note (Lady Lake)
Lady Lake sits in Lake County. The Villages stretches across Sumter, Lake and Marion. County lines change your tax bill and which comps matter. Before you price a sale or write an offer, confirm the county on the parcel, not just the city name on the mailbox.
Some Lady Lake streets sit inside Villages districts (bond + amenity fee + CDD maintenance). Some do not. The city name alone does not tell you which. Ask for the parcel detail first.
Who this page is for
- Sellers near Palm St / Lady Lake who want a CMA based on Lake County closings
- Buyers comparing Lady Lake monthly cost vs a Villages address with the full fee stack
- Anyone who was shown a listing and still cannot tell if the bond applies
Get a free Lady Lake home value → Estimate your net proceeds
How I work these files
Same process as The Villages: recent closings, honest condition notes, and a price that matches the actual buyer pool. If the monthly fee stack is the reason a buyer hesitates, we put that in the conversation early instead of discovering it at contract.
40140 Palm St, Lady Lake — 3 bed / 2 bath / 1,534 sq ft — listed at $299,999, sold over asking at $307,000. That is a closed file, not an active listing.
See it with the rest of the work →
What is active now
Two actives, neither in Lady Lake proper:
- 10369 Silver Maple Ave, Oxford — $334,900 — no Villages bond, no amenity fee
- 728 Lake Diamond Ave, Ocala — $449,999 — 2019 saltwater pool, owned solar
Bond vs no-bond
The Villages bond is attached to the parcel, not the owner, and transfers to the buyer if unpaid. The amenity fee is a separate $204/mo at the 2026 prevailing rate published on this site. Ask for the actual figures on the address before you write an offer.
How Mo works a Lady Lake file
- Price against Lake County closings.
Not against a Villages postcard average. Palm St was listed at $299,999 because that number matched the buyer pool.
- Confirm whether the parcel sits in a Villages district.
City name on the mailbox does not answer bond + amenity + CDD maintenance. Ask for the parcel detail first.
- Run remote sellers with a same-day loop.
Facebook found the Palm St seller. The work was still comps, photos, showings and title while they stayed put. Closed July 22, 2026 at $307,000.
- Link the monthly number early for buyers.
If fees are the reason someone hesitates, put that in the first conversation. Calculator: /villages-bond#calc.
1007 Rockville Pl closed $315,000 on April 30, 2026 for out-of-state buyers. Compare also Summerfield and Oxford / Silver Maple at $334,900.
Questions people ask
Is Lady Lake the same as The Villages?
No. Lady Lake is its own city in Lake County, next to The Villages. Some streets sit inside Villages districts with bond and amenity fees. Some do not. Confirm the parcel before you price or write an offer.
What did 40140 Palm St sell for?
Listed at $299,999 and closed over asking at $307,000 on July 22, 2026. Mo represented an out-of-state seller who reached him on Facebook. Full write-up on /case-palm-st.
Can I sell a Lady Lake home from another state?
Yes. Florida closings are routinely handled remotely. You still need honest pricing against Lake County comps, clear photos, and someone local who will manage showings, inspection responses and the title timeline.
How does Lady Lake compare to Summerfield or Oxford?
Lady Lake is Lake County. Summerfield is Marion. Oxford is often the no-bond pocket north of The Villages. The useful comparison is county + fee stack + buyer pool, not the city name alone.